Review
FXIFY review: crypto challenge from $59
A genuinely crypto-specific programme from a large, broker-backed firm: 80+ USDT-quoted pairs and a cheap 1-step entry. The trade-offs are structural, with low leverage, no scaling and no cross-trading.
Every figure below comes from FXIFY's own published terms, linked at the foot of this page. We have not traded this account and this is not a rating out of five.
The four numbers
- Cheapest challenge$59 for a 5,000 account$9.96 per $1,000 at the $25k size
- Profit split80% bi-weekly or 100% monthly$311 of profit to clear the fee
- PayoutsEvery 14 days, or monthly on the 100% splitRise (bank rails) / USDC/USDT where Rise is unavailable
- Drawdown and rules3% daily / 6% trailing (both programmes)$1,500 of room on a $25k balance
Every figure in this panel comes from FXIFY's own pages, linked in the sections below. Where a firm publishes nothing, this says so rather than filling the gap.
Key terms
| Challenge formats | 1-step / instant |
|---|---|
| Price for a $25k account | $249 (Crypto Standard 1-Step) |
| Profit split | 80% bi-weekly or 100% monthly |
| Drawdown | 3% daily / 6% trailing (both programmes) |
| Profit target | 9% (Crypto Standard 1-Step) / no pass mark (Crypto Instant Funding) - one of the two set a pass mark and one sets none. Per-plan table |
| Leverage | 5:1 on BTC, ETH and SOL; 2:1 other crypto |
| Maximum allocation | $100,000 per crypto account, no scaling |
| KYC | Before payout |
| Payout methods | Rise (bank rails) / USDC/USDT where Rise is unavailable |
| Payout speed | Every 14 days, or monthly on the 100% split |
| Instruments | 80+ crypto CFDs quoted against USDT |
| Platforms | DXTrade |
| Restricted countries | United States, Zimbabwe, Iran, Iraq, North Korea, Vietnam, Russia, Belarus, Kenya, Ghana |
| Instant plan | Crypto Instant Funding |
| Instant split at first payout | 80%, 90% with the split add-on |
| Instant drawdown | 6% trailing; daily 3% |
| First instant payout | 14 days after the first trade, then every 14 days |
All challenge prices
| Account size | Format | Fee |
|---|---|---|
| $5,000 | Crypto Standard 1-Step | $59 |
| $10,000 | Crypto Standard 1-Step | $99 |
| $25,000 | Crypto Standard 1-Step | $249 |
| $50,000 | Crypto Standard 1-Step | $499 |
| $100,000 | Crypto Standard 1-Step | $999 |
| $5,000 | Crypto Instant Funding | $125 |
| $25,000 | Crypto Instant Funding | $525 |
Price ladder read from the firm's own pricing page. Drawdown is the same on both crypto programmes: 6% maximum trailing, 3% daily.
Some links on this page are affiliate links: we may earn a commission at no extra cost to you. It does not change the fee you pay or the terms described above.
Every plan, its own rules
FXIFY sells two models and the rules are not interchangeable.
| Plan | Profit target | Max drawdown | Daily loss | Split | Entry fee |
|---|---|---|---|---|---|
| Crypto Standard 1-Step | 9% | 6% trailing to the initial balance (locks at the starting balance once 6% profit is reached) | 3% of the previous day's 5pm EST balance | 80% bi-weekly or 100% monthly | $59 at $5,000 |
| Crypto Instant Funding | None (start earning immediately) | 6% trailing to the initial balance | 3% of the previous day's 5pm EST balance | 80% (upgradable to 90%) | $125 at $5,000 |
Each of the two states its own daily loss limit beside the total drawdown.
Entry fee is the cheapest size each plan is sold at, the same rows the ladder above prices. Every figure is the firm's own wording, read from the plan pages linked under Sources.
The rules that decide whether you pass
FXIFY sells 1-step / instant challenges; on its $25k account, hit 9% (Crypto Standard 1-Step) before breaching 3% daily / 6% trailing (both programmes). Leverage is 5:1 on BTC, ETH and SOL; 2:1 other crypto and the account is traded on DXTrade. 80+ crypto CFDs quoted against USDT are available, so the instrument set is broad enough that position sizing matters more than the rules do.
Two checks: FXIFY's own KYC, then a second with Rise, the payout provider. FXIFY: "You complete KYC when you reach the funded account. You must finish it before you request a payout."
“The verification step can be completed when on the funded stage ... It must be completed as soon as you are on the funded stage, before requesting a payout.”
Source: the firm's own page, read 2026-11-08. Our classification: Before payout.
Two practical warnings for this structure. A 3% daily / 6% trailing drawdown (both programmes) is tighter than it looks: a 3% overnight move on a large position is normal in crypto and can end the account in one candle. And the profit split of 80% bi-weekly or 100% monthly applies to profit you withdraw, not to the account balance, so plan the first payout before you start rather than after you pass.
Payouts and verification
How it pays
Rails: Rise (bank rails) / USDC/USDT where Rise is unavailable
Timing: Every 14 days, or monthly on the 100% split
Requests are reviewed on weekdays and most withdrawals settle within three business days. A 25% consistency rule applies to funded crypto accounts.
Before you request
Verification: Before payout - Two checks: FXIFY's own KYC, then a second with Rise, the payout provider. FXIFY: "You complete KYC when you reach the funded account. You must finish it before you request a payout."
Restricted: United States, Zimbabwe, Iran, Iraq, North Korea, Vietnam, Russia, Belarus, Kenya, Ghana
Support: what this firm publishes about its own support - channels, stated hours, any response-time claim in its own words.
Confirm the network for any USDT or USDC withdrawal and the minimum payout on the firm's dashboard before you trade to the target; those two settings, not the split, are what turn a payout into a delay.
Strengths and trade-offs
What it does well
- A separate, documented crypto programme rather than crypto bolted onto a forex book
- 80+ USDT-quoted pairs trading 24/7 with weekend holding allowed
- Choice of 80% bi-weekly or 100% monthly split
- Cheap entry for crypto at $59 for a 5k one-step
What costs you
- Crypto leverage is low: 5:1 on BTC/ETH/SOL and 2:1 elsewhere
- Crypto accounts cannot trade forex, and forex accounts cannot trade crypto
- No scaling and a $100k ceiling on crypto accounts
- A 25% consistency rule and no news trading five minutes either side
Who it suits, and who it does not
Suits: Crypto traders who want a high-volume broker-backed firm and can live with 2:1 to 5:1 leverage.
Does not suit: Traders needing high crypto leverage, account scaling, or FX and crypto in one account.
How it compares with the rest of the list
At the $25k size FXIFY sits at $249 for its Crypto Standard 1-Step account with a split of 80% bi-weekly or 100% monthly and a 3% daily / 6% trailing drawdown (both programmes). The firms that undercut it charge less for the challenge but usually ask for a tighter drawdown or a one-step target, and the firms that publish wider room to trade ask more up front. If the deciding factor for you is the split rather than the fee, read the side-by-side comparison before choosing.
Sources
Copied from the firm's own pages. If a term has changed since, tell us at research@cryptopropfirms.com and we will re-check it against the firm's own wording.
Head to head
- FXIFY vs Crypto Fund Trader
- FXIFY vs Bitfunded
- FXIFY vs HyroTrader
- FXIFY vs Breakout Prop Firm
- FXIFY vs Upscale
- FXIFY vs Fundedbit
- FXIFY vs Kraken Prop
- FXIFY vs Propr
- FXIFY vs Velotrade
- FXIFY vs Funded Trader Markets
- FXIFY vs Instant Funding
- FXIFY vs FX2 Funding
- FXIFY vs For Traders
- FXIFY vs City Traders Imperium
- FXIFY vs FundedNext
- FXIFY vs DNA Funded
- FXIFY vs Blue Guardian
- FXIFY vs E8Markets
- FXIFY vs AquaFunded
- FXIFY vs MyFundedPerps
The rules that end accounts
Every firm here publishes a fee and a split. These are the terms that decide whether the account survives a bad week, taken from FXIFY's own rules page and quoted verbatim under the table.
| Maximum drawdown type | Trails your high-water mark |
|---|---|
| Daily loss limit | 3% |
| Consistency rule | Yes 25% best day on crypto instant/funded |
| Minimum trading days | 7 days |
| News trading | Blocked |
| Weekend holding | Allowed |
| Cap on a single payout | No cap published |
The Max Trailing Drawdown... moves (or trails) your High Water Mark ('HWM' - based on closed balance) until 6% profit made. On drawdown, from https://fxify.com/programs/crypto/
Where a firm runs several plans with different rules, the field says so rather than picking the flattering one. "Not published" means the page we read does not say.
Position and per-trade limits
| Largest position | Not published |
|---|---|
| Risk per trade | Not published: the FAQ answers 'what is the max risk per trade' with advice, not a number. |
| Open positions | Not published |
| Hedging | Reverse and group hedging across accounts is prohibited. |
| Bots and EAs | EAs allowed on 1, 2 and 3 Phase challenges and their funded stages, subject to pre-approval. |
| Other limits | Terms forbid opening substantially larger positions than your other trades. |
Read from https://fxify.com/faqs/rules/. Where a firm publishes nothing, this says so rather than assuming a limit.
Other firms
- Crypto Fund Trader review - Two-step, no time limit
- Bitfunded review - Coins first, 100+ of them, plus 20 TradFi pairs
Related: what a $25k challenge costs · firms that pay in USDT · KYC at signup vs payout.