AquaFunded vs FXIFY
AquaFunded and FXIFY are not the same product at different prices. Below is every term each firm publishes, side by side, and the differences that decide which one suits a given trader.
The difference in two lines: AquaFunded is $44 cheaper at the entry tier ($15 against $59). AquaFunded publishes the wider maximum drawdown at $25k (10% on 2-Step Pro against 3% daily / 6% trailing (both programmes)). Open AquaFunded
| Term | AquaFunded | FXIFY |
|---|---|---|
| Cheapest evaluation | $15 | $59 |
| Size at that price | $5,000 | $5,000 |
| 25k fee | $194.93 | $249 |
| Profit split | 90% (100% with add-on) | 80% bi-weekly or 100% monthly |
| Drawdown (25k) | 6% max trailing, 3% daily (1-Step Standard) | 3% daily / 6% trailing (both programmes) |
| Profit target (25k) | 9% (1-Step Standard) / 8% then 5% (2-Step) | 9% (Crypto Standard 1-Step) / none on Instant |
| KYC | Not stated by firm | Before payout |
| Payout rail | Crypto (BTC, ETH, USDC ERC20/TRC20) / Rise (bank transfer or crypto) | Rise (bank rails) / USDC/USDT where Rise is unavailable |
| Payout speed | Bi-weekly, 24 business-hour guarantee | Every 14 days, or monthly on the 100% split |
| Leverage | 1:100 forex / 1:20 indices / 1:20 commodities / 1:2 crypto (evaluation); 1:50 forex / 1:2 crypto (funded) | 5:1 on BTC, ETH and SOL; 2:1 other crypto |
| Allocation ceiling | $400,000 per funded account (up to $4,000,000 via scaling plan) | $100,000 per crypto account, no scaling |
| Instruments | Forex pairs, indices, commodities and crypto CFDs on the CFD accounts (crypto 24/7 at 1:2 leverage); separate futures product via AquaFutures | 80+ crypto CFDs quoted against USDT |
Which is cheaper, size by size
AquaFunded is cheaper at 3 of the 3 sizes where both publish a price. Comparing the entry tier alone hides that: fee ladders do not scale at the same rate, so the cheaper start can become the dearer account.
| Account size | AquaFunded | FXIFY | Cheaper |
|---|---|---|---|
| $25k | $194.93 | $249 | AquaFunded |
| $50k | $281.08 | $499 | AquaFunded |
| $100k | $453.39 | $999 | AquaFunded |
What the fee buys, and what it takes back
Spent on the other firm, that gap buys 0.3 further attempts. The fee is also only the entry cost: at the headline split, AquaFunded has to make $217 of profit before the attempt has paid for itself, and $311 at FXIFY.
| Measure | AquaFunded | FXIFY |
|---|---|---|
| Fee for a $25k attempt | $194.93 | $249 |
| Fee per $1,000 of account | $7.80 | $9.96 |
| Profit needed to win the fee back at the headline split | $217 | $311 |
| Account destroyed on a bad day (drawdown in dollars) | $1,500 (6%) | $1,500 (6%) |
| Drawdown type | trailing | trailing |
Cost per $1,000, the break-even profit and the cost of 1% of drawdown are our arithmetic from each firm's published fee, split and limit; each drawdown figure is the firm's own percentage for the plan that fee buys, applied to a $25,000 balance.
Getting the money out
AquaFunded pays Crypto (BTC, ETH, USDC ERC20/TRC20) / Rise (bank transfer or crypto), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable. Timing is not the same either: Bi-weekly, 24 business-hour guarantee against Every 14 days, or monthly on the 100% split.
Worth checking against your own cash-flow: a fast rail that pays into an account you then have to move is not the same as one that lands where you spend it.
Where they actually differ
- AquaFunded advertises the higher split ceiling (90% (100% with add-on)).
- Verification differs: AquaFunded publishes no KYC policy, FXIFY verifies identity before the first payout.
- Payout rails are not the same: AquaFunded pays Crypto (BTC, ETH, USDC ERC20/TRC20) / Rise (bank transfer or crypto), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable.
- top allocation, FXIFY: $100,000 per crypto account, no scaling; AquaFunded: $400,000 per funded account (up to $4,000,000 via scaling plan).
The decision rule
At $25k, if you routinely risk more than 6% of the account in a session, FXIFY is the one that ends the attempt, not AquaFunded. If the first attempt is a test rather than a plan, AquaFunded at $15 costs less to be wrong about. If identity documents are the sticking point, note that AquaFunded publishes no KYC policy and FXIFY verifies identity before the first payout.
Which one, and for whom
Choose AquaFunded if Traders who want a big choice of challenge formats, large per-account size and fast documented payouts, and who will trade crypto alongside FX.
Choose FXIFY if Crypto traders who want a high-volume broker-backed firm and can live with 2:1 to 5:1 leverage.
Both reviews carry the specific terms and the source pages: AquaFunded review and FXIFY review. If a figure here has changed since it was read, email research@cryptopropfirms.com and it will be re-checked against the firm's own page.