Blue Guardian vs FXIFY

Blue Guardian and FXIFY are not the same product at different prices. Below is every term each firm publishes, side by side, and the differences that decide which one suits a given trader.

The difference in two lines: Blue Guardian is $40 cheaper at the entry tier ($19 with code NOV30 against $59). Blue Guardian publishes the wider maximum drawdown at $25k (10% on 2 Step Nano against 6% on Crypto Standard 1-Step). Open Blue Guardian

Published terms, Blue Guardian against FXIFY.
TermBlue Guardian FXIFY
Cheapest evaluation$19 code NOV30$59
Size at that price$5,000$5,000
25k fee$94 code NOV30$249
Profit split85% default, 90% with paid add-on80% bi-weekly or 100% monthly
Drawdown (25k)6% trailing, 4% daily (1 Step Standard)6% trailing to the initial balance (locks at the starting balance once 6% profit is reached), 3% of the previous day's 5pm EST balance (Crypto Standard 1-Step)
Profit target (25k)9% (1 Step Standard)9% (Crypto Standard 1-Step)
KYCBefore payoutBefore payout
Payout railCrypto (BTC/ETH/USDT, $100 min, under $5,000) / Rise Works (bank, $500 min)Rise (bank rails) / USDC/USDT where Rise is unavailable
Payout speedInstant accounts on-demand; challenge accounts every 14 days, 7-day add-on; processing within 24 business hoursEvery 14 days, or monthly on the 100% split
LeverageForex 1:50 (1:100 on 1 Step Standard challenge), indices/metals 1:10-1:20, crypto 1:25:1 on BTC, ETH and SOL; 2:1 other crypto
Allocation ceiling$400,000 active funded allocation; scaling plan to $4,000,000$100,000 per crypto account, no scaling
InstrumentsForex, indices, gold and commodities, cryptocurrencies; crypto commission $080+ crypto CFDs quoted against USDT

Each drawdown above is the rule of the plan its own $25k fee buys. The rest of the ladder at that size: Blue Guardian: 2 Step Nano at $47 (10% of room), 1 Step Nano at $55 (6% of room), 2 Step Standard at $108 (8% of room) and Instant at $146 (6% of room); FXIFY: Crypto Instant Funding at $525 (6% of room).

Which is cheaper, size by size

Blue Guardian is cheaper at 3 of the 3 sizes where both publish a price. Comparing the entry tier alone hides that: fee ladders do not scale at the same rate, so the cheaper start can become the dearer account.

Evaluation fee at each account size, Blue Guardian against FXIFY
Account sizeBlue Guardian FXIFYCheaper
$25k$94 code NOV30$249Blue Guardian
$50k$140 code NOV30$499Blue Guardian
$100k$279 code NOV30$999Blue Guardian

What the fee buys, and what it takes back

Put differently, the difference is 1.6 more of the cheapest evaluation. The fee is also only the entry cost: at the headline split, Blue Guardian has to make $104 of profit before the attempt has paid for itself, and $311 at FXIFY.

Cost and risk at the $25k size
MeasureBlue Guardian FXIFY
Fee for a $25k attempt$94 code NOV30$249
Fee per $1,000 of account$3.76$9.96
Profit needed to win the fee back at the headline split$104$311
Account destroyed on a bad day (drawdown in dollars)$1,500 (6%)$1,500 (6%)
Drawdown typeTrailingTrailing

Cost per $1,000, the break-even profit and the cost of 1% of drawdown are our arithmetic from each firm's published fee, split and limit; each drawdown figure is the firm's own percentage for the plan that fee buys, applied to a $25,000 balance.

Getting the money out

Blue Guardian pays Crypto (BTC/ETH/USDT, $100 min, under $5,000) / Rise Works (bank, $500 min), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable. Timing is not the same either: Instant accounts on-demand; challenge accounts every 14 days, 7-day add-on; processing within 24 business hours against Every 14 days, or monthly on the 100% split.

Worth checking against your own cash-flow: a fast rail that pays into an account you then have to move is not the same as one that lands where you spend it.

Where they actually differ

  • Blue Guardian advertises the higher split ceiling (85% default, 90% with paid add-on).
  • Payout rails are not the same: Blue Guardian pays Crypto (BTC/ETH/USDT, $100 min, under $5,000) / Rise Works (bank, $500 min), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable.
  • how far each one scales, Blue Guardian: $400,000 active funded allocation; scaling plan to $4,000,000; FXIFY: $100,000 per crypto account, no scaling.

The decision rule

At $25k, if you routinely risk more than 6% of the account in a session, FXIFY is the one that ends the attempt, not Blue Guardian. If the first attempt is a test rather than a plan, Blue Guardian at $19 with code NOV30 costs less to be wrong about.

Which one, and for whom

Choose Blue Guardian if Traders who want a cheap, well-documented challenge and will pay crypto or Rise for payouts, and who treat crypto as one market among several.

Choose FXIFY if Crypto traders who want a high-volume broker-backed firm and can live with 2:1 to 5:1 leverage.

Both reviews carry the specific terms and the source pages: Blue Guardian review and FXIFY review. If a figure here has changed since it was read, email research@cryptopropfirms.com and it will be re-checked against the firm's own page.