Fundedbit vs FXIFY
Fundedbit and FXIFY are not the same product at different prices. Below is every term each firm publishes, side by side, and the differences that decide which one suits a given trader.
The difference in two lines: Fundedbit is $20 cheaper at the entry tier ($39 against $59). Fundedbit publishes the wider maximum drawdown at $25k (10% on 2-Step against 6% on Crypto Standard 1-Step). Open Fundedbit
| Term | Fundedbit | FXIFY |
|---|---|---|
| Cheapest evaluation | $39 | $59 |
| Size at that price | $5,000 | $5,000 |
| 25k fee | $153 | $249 |
| Profit split | 80% (up to 100% on Fast Track) | 80% bi-weekly or 100% monthly |
| Drawdown (25k) | 6% of the starting balance, applied as a trailing drawdown, 4% (1-Step) | 6% trailing to the initial balance (locks at the starting balance once 6% profit is reached), 3% of the previous day's 5pm EST balance (Crypto Standard 1-Step) |
| Profit target (25k) | 10% (1-Step) | 9% (Crypto Standard 1-Step) |
| KYC | Before activation | Before payout |
| Payout rail | Crypto payouts (firm's zero-denial policy) | Rise (bank rails) / USDC/USDT where Rise is unavailable |
| Payout speed | After the profit split day, on request | Every 14 days, or monthly on the 100% split |
| Leverage | 1:30, with 2% maximum exposure per pair | 5:1 on BTC, ETH and SOL; 2:1 other crypto |
| Allocation ceiling | $100,000 per account | $100,000 per crypto account, no scaling |
| Instruments | Crypto pairs on Bybit | 80+ crypto CFDs quoted against USDT |
Each drawdown above is the rule of the plan its own $25k fee buys. The rest of the ladder at that size: Fundedbit: 2-Step at $146 (10% of room); FXIFY: Crypto Instant Funding at $525 (6% of room).
Which is cheaper, size by size
Fundedbit is cheaper at 3 of the 3 sizes where both publish a price. Comparing the entry tier alone hides that: fee ladders do not scale at the same rate, so the cheaper start can become the dearer account.
| Account size | Fundedbit | FXIFY | Cheaper |
|---|---|---|---|
| $25k | $153 | $249 | Fundedbit |
| $50k | $314 | $499 | Fundedbit |
| $100k | $475 | $999 | Fundedbit |
What the fee buys, and what it takes back
Put differently, the difference is 0.6 more of the cheapest evaluation. The fee is also only the entry cost: at the headline split, Fundedbit has to make $191 of profit before the attempt has paid for itself, and $311 at FXIFY.
| Measure | Fundedbit | FXIFY |
|---|---|---|
| Fee for a $25k attempt | $153 | $249 |
| Fee per $1,000 of account | $6.12 | $9.96 |
| Profit needed to win the fee back at the headline split | $191 | $311 |
| Account destroyed on a bad day (drawdown in dollars) | $1,500 (6%) | $1,500 (6%) |
| Drawdown type | Trailing | Trailing |
Cost per $1,000, the break-even profit and the cost of 1% of drawdown are our arithmetic from each firm's published fee, split and limit; each drawdown figure is the firm's own percentage for the plan that fee buys, applied to a $25,000 balance.
Getting the money out
Fundedbit pays Crypto payouts (firm's zero-denial policy), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable. Timing is not the same either: After the profit split day, on request against Every 14 days, or monthly on the 100% split.
Worth checking against your own cash-flow: a fast rail that pays into an account you then have to move is not the same as one that lands where you spend it.
Where they actually differ
- Verification differs: Fundedbit verifies identity before the account activates, FXIFY verifies identity before the first payout.
- Payout rails are not the same: Fundedbit pays Crypto payouts (firm's zero-denial policy), FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable.
- at $25k the target is 10% (1-step) for Fundedbit, 9% (Crypto Standard 1-Step) for FXIFY.
- what each one trades, FXIFY: 80+ crypto CFDs quoted against USDT; Fundedbit: Crypto pairs on Bybit.
The decision rule
At $25k, if you routinely risk more than 6% of the account in a session, FXIFY is the one that ends the attempt, not Fundedbit. If the first attempt is a test rather than a plan, Fundedbit at $39 costs less to be wrong about. If identity documents are the sticking point, note that Fundedbit verifies identity before the account activates and FXIFY verifies identity before the first payout.
Which one, and for whom
Choose Fundedbit if Traders already comfortable on Bybit who want a rulebook they can check against a live venue.
Choose FXIFY if Crypto traders who want a high-volume broker-backed firm and can live with 2:1 to 5:1 leverage.
Both reviews carry the specific terms and the source pages: Fundedbit review and FXIFY review. If a figure here has changed since it was read, email research@cryptopropfirms.com and it will be re-checked against the firm's own page.