Bitfunded vs FXIFY
Bitfunded and FXIFY are not the same product at different prices. Below is every term each firm publishes, side by side, and the differences that decide which one suits a given trader.
The difference in two lines: Bitfunded is $20 cheaper at the entry tier ($39 against $59). Bitfunded publishes the wider maximum drawdown at $25k (10% on 2-Step against 3% daily / 6% trailing (both programmes)). Open Bitfunded
| Term | Bitfunded | FXIFY |
|---|---|---|
| Cheapest evaluation | $39 | $59 |
| Size at that price | $5,000 | $5,000 |
| 25k fee | $124 | $249 |
| Profit split | 80% | 80% bi-weekly or 100% monthly |
| Drawdown (25k) | 10% total (2-Step) / 6% (1-Step) / 3% (1-Step Express) | 3% daily / 6% trailing (both programmes) |
| Profit target (25k) | 8% then 5% (2-Step) / 10% (1-Step) / 9% (1-Step Express) | 9% (Crypto Standard 1-Step) / none on Instant |
| KYC | Before payout | Before payout |
| Payout rail | USDT | Rise (bank rails) / USDC/USDT where Rise is unavailable |
| Payout speed | Within 24 hours of the profit split day | Every 14 days, or monthly on the 100% split |
| Leverage | 1:100 | 5:1 on BTC, ETH and SOL; 2:1 other crypto |
| Allocation ceiling | $150,000 USDT | $100,000 per crypto account, no scaling |
| Instruments | 100+ crypto pairs plus 20 TradFi pairs, both tradable on the challenge accounts; traditional pairs carry a 5-day holding limit | 80+ crypto CFDs quoted against USDT |
Which is cheaper, size by size
Bitfunded is cheaper at 3 of the 3 sizes where both publish a price. Comparing the entry tier alone hides that: fee ladders do not scale at the same rate, so the cheaper start can become the dearer account.
| Account size | Bitfunded | FXIFY | Cheaper |
|---|---|---|---|
| $25k | $124 | $249 | Bitfunded |
| $50k | $399 | $499 | Bitfunded |
| $100k | $799 | $999 | Bitfunded |
What the fee buys, and what it takes back
The $125 gap is 1.0 cheap attempts at the FXIFY fee. The fee is also only the entry cost: at the headline split, Bitfunded has to make $155 of profit before the attempt has paid for itself, and $311 at FXIFY.
| Measure | Bitfunded | FXIFY |
|---|---|---|
| Fee for a $25k attempt | $124 | $249 |
| Fee per $1,000 of account | $4.96 | $9.96 |
| Profit needed to win the fee back at the headline split | $155 | $311 |
| Account destroyed on a bad day (drawdown in dollars) | $750 (3%) | $1,500 (6%) |
| Drawdown type | unstated | trailing |
Cost per $1,000, the break-even profit and the cost of 1% of drawdown are our arithmetic from each firm's published fee, split and limit; each drawdown figure is the firm's own percentage for the plan that fee buys, applied to a $25,000 balance.
The rule that ends most attempts
FXIFY measures drawdown from a fixed floor, while Bitfunded trails it - so a profitable run can leave the second account closer to its line than the balance suggests. At $25k there is $750 more room at FXIFY ($1,500 against $750), which is 3.0 percentage points of the account.
Getting the money out
Bitfunded pays USDT, FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable. Timing is not the same either: Within 24 hours of the profit split day against Every 14 days, or monthly on the 100% split.
Worth checking against your own cash-flow: a fast rail that pays into an account you then have to move is not the same as one that lands where you spend it.
Where they actually differ
- Payout rails are not the same: Bitfunded pays USDT, FXIFY pays Rise (bank rails) / USDC/USDT where Rise is unavailable.
- top allocation, FXIFY: $100,000 per crypto account, no scaling; Bitfunded: $150,000 USDT.
The decision rule
At $25k, if you routinely risk more than 6% of the account in a session, FXIFY is the one that ends the attempt, not Bitfunded. If the first attempt is a test rather than a plan, Bitfunded at $39 costs less to be wrong about.
Which one, and for whom
Choose Bitfunded if Traders who mostly trade coins but want a few traditional pairs on the same account, and who value coin coverage over leverage
Choose FXIFY if Crypto traders who want a high-volume broker-backed firm and can live with 2:1 to 5:1 leverage.
Both reviews carry the specific terms and the source pages: Bitfunded review and FXIFY review. If a figure here has changed since it was read, email research@cryptopropfirms.com and it will be re-checked against the firm's own page.