Review
Bitfunded review: crypto challenge from $39
Bitfunded is the crypto-native option that prices all four formats from a $5,000 Base account up to $150,000: $39 for Express at 5,000 USDT, $124 for Express at 25,000, $249 for the 2-Step at 25,000, with USDT payouts promised inside 24 hours of the split day. The Express tier is the cheapest route in the niche but buys only a 3% drawdown against a 9% target, so the low fee is a narrow account rather than a cheap one. An 80% split with no advertised 90% tier is the main structural reason to look elsewhere.
Every figure below comes from Bitfunded's own published terms, linked at the foot of this page. We have not traded this account and this is not a rating out of five.
The four numbers
- Cheapest challenge$39 for a 5,000 account$4.96 per $1,000 at the $25k size
- Profit split80%$155 of profit to clear the fee
- PayoutsWithin 24 hours of the profit split dayUSDT
- Drawdown and rules3% (1-Step Express)$750 of room on a $25k balance
Every figure in this panel comes from Bitfunded's own pages, linked in the sections below. Where a firm publishes nothing, this says so rather than filling the gap.
Cheapest entry: $39 for a 5,000 USDT account. The button opens Bitfunded's own site in a new tab, where the terms above are what you agree to.
Open BitfundedKey terms
| Challenge formats | 1-step / 2-step / instant |
|---|---|
| Price for a $25k account | $124 (1-Step Express) |
| Profit split | 80% |
| Drawdown | 3% to 10% of room, depending on the plan. Each plan's own limit is in the table below. |
| Profit target | 8% then 5% (2-Step) / 10% (1-Step) / 9% (1-Step Express) - all three set a pass mark. Per-plan table |
| Leverage | 1:100 |
| Maximum allocation | $150,000 USDT |
| KYC | Before payout |
| Payout methods | USDT |
| Payout speed | Within 24 hours of the profit split day |
| Instruments | 100+ crypto pairs plus 20 TradFi pairs, both tradable on the challenge accounts; traditional pairs carry a 5-day holding limit |
| Platforms | Firm's own platform |
| Restricted countries | None published |
| Instant plan | Instant |
| Instant split at first payout | 60% fixed |
| Instant drawdown | 6% static; daily 3% |
| First instant payout | Whenever you set your Profit Sharing Day, then one a month |
All challenge prices
| Account size | Format | Fee |
|---|---|---|
| $5,000 | 1-Step Express | $39 |
| $5,000 | 2-Step | $79 |
| $10,000 | 2-Step | $99 |
| $15,000 | 2-Step | $149 |
| $25,000 | 2-Step | $249 |
| $50,000 | 2-Step | $399 |
| $100,000 | 2-Step | $799 |
| $5,000 | 1-Step | $99 |
| $10,000 | 1-Step | $149 |
| $15,000 | 1-Step | $199 |
| $25,000 | 1-Step | $299 |
| $50,000 | 1-Step | $499 |
| $100,000 | 1-Step | $999 |
| $150,000 | 1-Step | $1,399 |
| $10,000 | 1-Step Express | $49 |
| $15,000 | 1-Step Express | $74 |
| $25,000 | 1-Step Express | $124 |
| $50,000 | 1-Step Express | $249 |
| $100,000 | 1-Step Express | $499 |
| $150,000 | 1-Step Express | $649 |
| $2,500 | Instant | $129 |
| $5,000 | Instant | $249 |
| $10,000 | Instant | $449 |
Every size and price here is the firm's own challenge plan table: four formats, each published from a $5,000 Base account up to its own ceiling. The rules come from its user guide, which sets the 2-Step at 8% then 5% against a 10% total limit, the 1-Step at 10% against 6%, the 1-Step Express at 9% against 3%, and the Instant accounts with no pass mark, a 6% static limit and a 60% share. The firm's own blog puts the Express target at 3%; the user guide's criteria table and the FAQ both say 9%, so 9% is what this page prints.
Bitfunded's own plan table prices $25k three ways: $124 on 1-Step Express, $249 on 2-Step and $299 on 1-Step. Instant starts at $2,500 and stops at $10,000.
Some links on this page are affiliate links: we may earn a commission at no extra cost to you. It does not change the fee you pay or the terms described above.
Every plan, its own rules
Bitfunded sells four models and the rules are not interchangeable. The same menu holds a 3% limit beside a 10% one.
| Plan | Profit target | Max drawdown | Daily loss | Split | Entry fee |
|---|---|---|---|---|---|
| 2-Step | 8% then 5% | 10% total | 5% daily | 80% | $79 at $5,000 |
| 1-Step | 10% | 6% | 4% daily | 80% | $99 at $5,000 |
| 1-Step Express | 9% | 3% | 3% daily | 80% | $39 at $5,000 |
| Instant | No target: no evaluation stage | 6% static | 3% daily | 60% | $129 at $2,500 |
Each of the four states its own daily loss limit beside the total drawdown.
Entry fee is the cheapest size each plan is sold at, the same rows the ladder above prices. Every figure is the firm's own wording, read from the plan pages linked under Sources.
The rules that decide whether you pass
Bitfunded sells 1-step / 2-step / instant challenges; on its $25k account, hit 9% (1-Step Express) before breaching 3% (1-Step Express). Leverage is 1:100 and the account is traded on Firm's own platform. 100+ crypto pairs plus 20 TradFi pairs, both tradable on the challenge accounts; traditional pairs carry a 5-day holding limit are available, so the instrument set is broad enough that position sizing matters more than the rules do.
Conditional: triggers at $10,000 cumulative profit, before further withdrawals. Below that threshold a payout can be taken without documents.
“Traders who reach or exceed $10,000 in cumulative profit will be required to complete a Know Your Customer (KYC) verification process before processing any further withdrawals.”
Source: the firm's own page, read 2026-11-08. Our classification: Before payout.
Two practical warnings for this structure. A 10% total (2-Step) / 6% (1-Step) / 3% drawdown (1-Step Express) is tighter than it looks: a 3% overnight move on a large position is normal in crypto and can end the account in one candle. And the profit split of 80% applies to profit you withdraw, not to the account balance, so plan the first payout before you start rather than after you pass.
Payouts and verification
How it pays
Rails: USDT
Timing: Within 24 hours of the profit split day
80/20 split, paid within 24 hours of the Profit Split Day. The firm describes the accounts as simulated.
Before you request
Verification: Before payout - Conditional: triggers at $10,000 cumulative profit, before further withdrawals. Below that threshold a payout can be taken without documents.
Restricted: None published
Support: what this firm publishes about its own support - channels, stated hours, any response-time claim in its own words.
Confirm the network for any USDT withdrawal and the minimum payout on the firm's dashboard before you trade to the target; those two settings, not the split, are what turn a payout into a delay.
Strengths and trade-offs
What it does well
- Coin-first with 100+ pairs, plus 20 TradFi pairs on the same account
- Payouts advertised within 24 hours of the split day
- Two-step evaluation with unlimited time
- Operating since 2027, with the full rulebook published in a user guide you can read before paying
What costs you
- 80% split with no advertised route to 90%
- USDT is the only payout rail
- Largest published account is $150,000 USDT, and only 2-Step fees are refundable
- Accounts are explicitly simulated - read what that means for you
What traders like, and what they don't
What traders like
- Named support staff praised for handling payout and account questions
- Several reviewers state payouts arrived without denial, describing the process as smooth
- Challenge rules described as flexible compared with what they had used before
What they do not
- Almost every visible review is five stars inside a narrow window, which is hard to weigh either way
- The profit-split-day cycle draws objections from traders used to on-demand payouts
These are reviewers' claims, sorted into praise and complaints, not our verdict: a complaint is not proof and a five-star review is not verification. Our own assessment of the terms is above, in What works and What costs you. Read on 2026-10-25; the sources are the firm's review page.
Who it suits, and who it does not
Suits: Traders who mostly trade coins but want a few traditional pairs on the same account, and who value coin coverage over leverage
Does not suit: Traders who want on-demand withdrawals or a 90% split.
How it compares with the rest of the list
At the $25k size Bitfunded sits at $124 for its 1-Step Express account with a split of 80% and a 10% total (2-Step) / 6% (1-Step) / 3% drawdown (1-Step Express). The firms that undercut it charge less for the challenge but usually ask for a tighter drawdown or a one-step target, and the firms that publish wider room to trade ask more up front. If the deciding factor for you is the split rather than the fee, read the side-by-side comparison before choosing.
Sources
- Firm's own article: formats table with $5K starting prices
- FAQ: instrument lists and TradFi pairs
- Homepage: 80/20 split, payout timing, cap
- Bitfunded challenge plans: every size and price
- User guide: target, drawdown and daily limit per format
Copied from the firm's own pages. If a term has changed since, tell us at research@cryptopropfirms.com and we will re-check it against the firm's own wording.
Head to head
- Bitfunded vs Crypto Fund Trader
- Bitfunded vs HyroTrader
- Bitfunded vs Breakout Prop Firm
- Bitfunded vs Upscale
- Bitfunded vs Fundedbit
- Bitfunded vs Kraken Prop
- Bitfunded vs Propr
- Bitfunded vs FXIFY
- Bitfunded vs Velotrade
- Bitfunded vs Funded Trader Markets
- Bitfunded vs Instant Funding
- Bitfunded vs FX2 Funding
- Bitfunded vs For Traders
- Bitfunded vs City Traders Imperium
- Bitfunded vs FundedNext
- Bitfunded vs DNA Funded
- Bitfunded vs Blue Guardian
- Bitfunded vs E8Markets
- Bitfunded vs AquaFunded
- Bitfunded vs MyFundedPerps
The rules that end accounts
Every firm here publishes a fee and a split. These are the terms that decide whether the account survives a bad week, taken from Bitfunded's own rules page and quoted verbatim under the table.
| Maximum drawdown type | Static |
|---|---|
| Daily loss limit | 3-5% 5% on 2-Step; 3% on 1-Step Express and Instant; 4% on 1-Step |
| Consistency rule | Not published |
| Minimum trading days | None |
| News trading | Not published |
| Weekend holding | Allowed |
| Cap on a single payout | No cap published |
It's a fixed percentage of your starting balance and it doesn't move for the life of the challenge. On drawdown, from https://www.bitfunded.com/faq/
Where a firm runs several plans with different rules, the field says so rather than picking the flattering one. "Not published" means the page we read does not say.
Position and per-trade limits
| Largest position | Not published |
|---|---|
| Risk per trade | Not published |
| Open positions | A maximum of 5 open positions simultaneously across all instruments. |
| Hedging | Hedging or any form of market manipulation is not permitted on the platform. |
| Bots and EAs | Bots, Expert Advisors, scripts and API automation are not allowed; every trade must be placed manually. |
| Other limits | Open positions must stay below 65% of available margin (55% on Instant Funding); payout penalties apply from 65% upward. |
Read from https://bitfunded.gitbook.io/support/introduction/restricted-trading-practices. Where a firm publishes nothing, this says so rather than assuming a limit.
Other firms
- Crypto Fund Trader review - Two-step, no time limit
- HyroTrader review - 5k entry from $59, three formats, 700+ coins
Related: what a $25k challenge costs · firms that pay in USDT · KYC at signup vs payout.